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The Folly of Health Insurance Mandates

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Publication Date: April 2009

Publisher(s): National Center for Policy Analysis (U.S.)

Author(s): Devon Herrick

Funder(s): National Center for Policy Analysis (U.S.)

Funder(s): National Center for Policy Analysis (U.S.)

Topic: Health (Health services for the uninsured)
Health (Health care financing)

Keywords: employer mandates; individual mandates; mandate; health insurance

Type: Brief

Coverage: United States


Many of the nearly 46 million uninsured say they are unable to afford health insurance. Advocates of various state regulations claim their proposals would make health coverage more affordable. These regulations include mandates that employers offer their employees health insurance or that individuals obtain health coverage, and requirements that health plans and insurers cover specified benefits or accept anyone who applies for insurance.