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Universal Voluntary Retirement Accounts: A Financially Secure Retirement

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Universal Voluntary Retirement Accounts (UVRAs) have been proposed as a way to provide retirement security for workers who otherwise have no retirement security whatsoever. UVRAs are government-sponsored, defined contribution plans in which employees contribute to their own retirement through the workplace with or without employer contribution. Advocates must be ready to discuss the pros and cons of UVRAs, engage the skeptical, and form alliances in pushing for and implementing UVRA legislation.