Declining Credit and Growing Disparities: Key Findings from HMDA 2007
Publication Date: October 2008
Publisher(s): Furman Center for Real Estate
Special Collection: John D. and Catherine T. MacArthur Foundation
Keywords: race; subprime lending; Affordable Housing
Type: White Paper
This analysis evaluates a recent decline in home purchase and refinance lending activity in New York City and the country as a whole, and identifies disparities in how that decline in lending has affected borrowers of different races.