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Declining Credit and Growing Disparities: Key Findings from HMDA 2007 

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Publication Date: October 2008

Publisher(s): Furman Center for Real Estate

Author(s): Furman Center for Real Estate and Urban Policy

Special Collection: John D. and Catherine T. MacArthur Foundation

Topic: Social conditions (Housing)

Keywords: race; subprime lending; Affordable Housing

Type: White Paper


This analysis evaluates a recent decline in home purchase and refinance lending activity in New York City and the country as a whole, and identifies disparities in how that decline in lending has affected borrowers of different races.