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Private Insurers Play a Limited, but Key, Role in Underwriting Residential Flood Insurance

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Publication Date: January 2007

Publisher(s): RAND Corporation

Author(s): Patricia K. Ehrler; Noreen Clancy; Lloyd Dixon

Funder(s): RAND Corporation

Funder(s): RAND Corporation

Topic: Business (Insurance)

Abstract:

This research brief summarizes a study that found that the private insurance industry underwrites residential flood insurance in a limited but important niche, protecting more homes, responding to lender and borrower needs, and reducing lender costs.