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Overview of Public and Private Efforts and Opportunities to Increase Coverage for California's Working Poor

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Abstract:

This is a review of public and private efforts to cover California's uninsured working poor.
Uninsured employees work for both large and small businesses at both high and low wage levels. They are
concentrated among:
1. very small businesses, including the self employed,
2. retail and construction,
3. low wage work forces,
4. part time, provisional, temporary or seasonal employment (the flex workforce)
5. persons changing jobs or going from welfare to work (the frictionally uninsured) and
6. in Southern California and rural counties.
To cover California's uninsured, two problems must be solved: affordability and structure.