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Insuring New Jersey's Uninsured

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Publication Date: May 2008

Publisher(s): National Center for Policy Analysis (U.S.)

Author(s): John O'Keefe; Devon Herrick

Funder(s): National Center for Policy Analysis (U.S.)

Funder(s): National Center for Policy Analysis (U.S.)

Topic: Health (Health services for the uninsured)

Keywords: New Jersey; Uninsured; Insurance

Type: Brief

Coverage: New Jersey

Abstract:

Individual health insurance policies in New Jersey are among the most costly in the United States due to over-regulation and expensive mandates. Two radically different bills have been proposed recently to reduce the number of uninsured in the state by making health coverage more affordable. One proposal would mandate that individuals purchase insurance. It would also create a comprehensive, state-sponsored plan for those with incomes too high to qualify for Medicaid. The other proposal would allow New Jersey residents to purchase low-cost coverage from insurers licensed in other states.