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Retirement Account Reforms: Good and Bad

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Publication Date: December 2008

Publisher(s): National Center for Policy Analysis (U.S.)

Author(s): Pamela Villarreal

Topic: Banking and finance (Personal finance and saving)
Social conditions (Public welfare and social services)

Keywords: 401k; reform; retirement; IRA

Coverage: United States


Since January 2008, 401(k) account balances have dropped up to 25 percent, on average, leaving millions of workers and retirees worried about the future of their retirement savings. Congress and President-elect Obama are considering changes to 401(k)s and other retirement accounts in response to the market turmoil. Which proposals are good ideas to improve retirement savings, and which would make matters worse?


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