An Unequal Burden: The True Cost of High-Deductible Health Plans for Communities of Color


 

Publication Date: September 2008

Publisher: Families USA

Author(s): David Tian

Research Area: Health

Keywords: health savings accounts; out-of-pocket; deductible; uninsurance

Type: Report

Coverage: United States

Abstract:

This issue brief discusses the full costs associated with high-deductible health plans and why these expenses are disproportionately unaffordable for racial and ethnic minorities. It also examines several myths about health savings accounts (HSAs), which are often coupled with such health plans.