Empty Promise: Searching for Health Insurance in an Unfair Market
Publication Date: August 2008
Publisher: Families USA
Author(s): Claire McAndrew
Research Area: Health
Keywords: individual market; insurance; premium
Type: Brief
Coverage: United States
Abstract:
This issue brief discusses how the individual health insurance market differs from the employer market and examines what happens to consumers who seek coverage in the individual market. Problems in the individual market include policies that don't provide quality coverage; policies that are very expensive or that cost more than advertised; and the fact that many applicants cannot obtain a policy at any price.
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