Debt Detour: The Automobile Title Lending Industry in Illinois
Publication Date: September 2007
Publisher: Woodstock Institute (Chicago, Ill.)
Author(s): Tom Feltner
Research Area: Banking and finance; Economics
Keywords: Consumer protection; Loan reform; Title loans
Type: Report
Coverage: Illinois
Abstract:
This report provides a method for estimating the loan terms and conditions, default conditions, automobile characteristics, and borrower demographics of title loans in Illinois based on Cook County court cases filed against borrowers in default during 2005. It identifies key information on the title loan industry necessary to inform the public debate on how to best apply nationally recognized small loan consumer protections to the Illinois title loan industry.
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