The Illinois Payday Loan Loophole Post-Payday Loan Reform Act Lending and the Debt Collection Practices of One Large Lender in Illinois
Publication Date: April 2008
Publisher: Public Action Foundation; Woodstock Institute (Chicago, Ill.)
Author(s): Tom Feltner; Sarah Duda
Research Area: Economics
Keywords: Installment loans; Loan reform; Borrower demographics
Type: Brief
Coverage: Illinois
Abstract:
Analysis of Circuit Court of Cook County filings by one large payday lending showing the shift from short-term loans, cover by Payday Loan Reform Act consumer protections, to longer-term installment loans not covered by the act. The report also looks at the debt collection process.
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