Social Security Disability Insurance: The Five-Month Waiting Period for SSDI Benefits

Publication Date: August 2005

Publisher: Library of Congress. Congressional Research Service

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Research Area: Banking and finance

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Abstract:

Current law requires that a person wait five months from the onset of a qualifying disability before receiving Social Security benefits. This report explains the five-month waiting period and its legislative history. This report also provides information on other programs that provide income support during this waiting period. It also briefly describes legislation introduced in the 109th Congress that would reduce or eliminate the five-month Social Security Disability Insurance (SSDI) waiting period (H.R. 308, H.R. 2799, and S. 1199). This report will be updated to reflect legislative activity.