HSAs: Why High-Deductible Plans Are Not the Solution
Publication Date: January 2005
Publisher: Families USA
Author(s): Daniel Tyre-Karp
Research Area: Health
Type: Brief
Abstract:
This fact sheet examines the effects that health savings accounts (HSA's) will have on those without health insurance and the health care system overall. We find that HSA's will do little to help the uninsured gain affordable coverage and will not contain health insurance costs. In fact, over the long run, HSA's will harm those who need health care the most. They represent a radical departure from our current health care system and would exacerbate the racial and ethnic health disparities we see today.
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