The Illusion of Group Health Insurance: Discretionary Associations
Publication Date: March 2004
Publisher: Families USA
Author(s): Larry Kirsch; Sonya Schwartz
Research Area: Health
Type: Brief
Abstract:
Discretionary associations enable insurance carriers to market individual health insurance policies under the guise of group insurance to consumers seeking low-cost insurance that appears to offer group protections. This Issue Brief identifies problems in the discretionary association marketplace and suggests a number of regulatory and legislative solutions.
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