Failing Grades: State Consumer Protections in the Individual Health Insurance Market

Publication Date: June 2008

Publisher: Families USA

Author(s): Cheryl Fish-Parcham; Ella Hushagen

Research Area: Health

Keywords: health insurance; individual health insurance; private health insurance

Type: Report


Laws protecting consumers purchasing health coverage in the individual market vary across the country. In many states, insurance companies can deny coverage, raise premiums significantly, refuse to cover treatment for certain conditions, and even revoke the coverage of policyholders who have been paying premiums for years.