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Double-Dipping Social Security

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Publication Date: August 2008

Publisher(s): National Center for Policy Analysis (U.S.)

Author(s): Laurence Kotlikoff

Topic: Banking and finance (Personal finance and saving)

Keywords: Social Security system; Taxes


The current Social Security system allows individuals to claim reduced, early retirement benefits beginning at age 62. Individuals who wait until the full retirement age to collect receive about 30 percent more in monthly benefits. If they wait until age 70 to collect, their benefits will be about 60 percent larger than at age 62. So what choice should people make?


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