How Congress Can Defuse the Federal Housing Administration Time Bomb
Publication Date: July 1986
Publisher: Heritage Foundation (Washington, D.C.)
Author(s): Stephen Moore
Research Area: Banking and finance; Social conditions
Keywords: Government reform
Type: Report
Abstract:
With the housing market in its best financial shape in years, and the near future looking equally bright, this is the right moment for Congress to start weaning the mortgage bankers and upper-income families from direct federal assistance. By establishing actuarially sound premiums on FHA insurance, and allowing program access only to low- and moderate-income families, Congress could push the FHA toward equity and fiscal responsibility.
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