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Latino Credit Card Use: Debt Trap or Ticket to Prosperity?

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Publication Date: January 2007

Publisher(s): National Council of La Raza; National Council of La Raza

Author(s): Beatriz Ibarra; Eric Rodriguez; Beatriz Ibarra; Eric Rodriguez

Special Collection: John D. and Catherine T. MacArthur Foundation

Topic: Banking and finance (Personal finance and saving)

Keywords: Hispanic population; Economic inequality; Household income; Financial institutions

Type: Brief

Coverage: United States United States

Abstract:

This report by the National Council of La Raza found that unfair and abusive credit card policies and practices trap Latinos in a cycle of debt. Latino Credit Card Use: Debt Trap or Ticket to Prosperity?, which examines practices in the credit card industry, also shows that Latinos need greater access to affordable credit.Executive