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The High Cost of Segregation: The Relationship Between Racial Segregation and SubprimeĀ Lending

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Publication Date: November 2009

Publisher(s): Furman Center for Real Estate

Author(s): Furman Center for Real Estate and Urban Policy

Special Collection: John D. and Catherine T. MacArthur Foundation

Topic: Social conditions (Urban conditions)

Keywords: Community and Economic Development

Type: Policy Brief

Abstract:

This study examines whether the likelihood that borrowers of different races received a subprime loan varied depending on the level of racial segregation where they live. It looks both at the role of racial segregation in metropolitan areas across the country and at the role that neighborhood demographics within communities in New York City played.