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Replacing the FDIC: Private Insurance for Bank Deposits England, Catherine;

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Publication Date: December 1982

Publisher(s): Heritage Foundation (Washington, D.C.)

Author(s): John Palffy

Topic: Banking and finance (Financial planning and risk)

Keywords: Regulation

Type: Report

Abstract:

FDIC has proved that, while it can rescue banks, it cannot prevent failures. A system of private insurance, marshalling time-tested market incentives, will create an environment in which the malaise of shaky financial institutions can be detected early and restored to health.